30-Year Mortgage Rate, 10-Year Treasury Note, Federal Funds Rate, and PCE Inflation

Monthly Averages (percent)  ·  April 1971 – September 2026

30-Year Fixed Mortgage Rate
10-Year Treasury Yield
Federal Funds Effective Rate
PCE Price Index, % Change Year Over Year
Latest Month
30-Year Mortgage
6.73%
2026-09
Prior Month Mortgage
6.67%
2026-08
10-Year Treasury
4.86%
2026-09
Prior Month 10-Year
4.68%
2026-08
Federal Funds Rate
3.63%
2026-08
Prior Month Fed Funds
3.63%
2026-07
PCE Year Over Year
3.70%
2026-07
Prior Month PCE
3.72%
2026-06
Since April 1971
Mortgage High
18.45%
1981-10
Mortgage Low
2.68%
2020-12
Fed Funds High
19.10%
1981-06
Fed Funds Low
0.05%
2020-04
PCE High
11.60%
1980-03
PCE Low
-1.47%
2009-07
Months Charted
666
1971-04 – 2026-09